GET UP TO

$1,500

IN AS LITTLE AS

30 MINUTES*

Looking to get a short term loan? We’ve got you covered! Mr. Payday has been helping Canadians to get access to quick cash for over two decades now.

Here’s What Our Customers Have to Say

Customer
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Customer
Customer
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Excellent service. Pretty easy and quick!!
Kris D
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Customer
Customer
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Quick and easy service! Would definitely recommend!
Customer
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Customer
Customer
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Very accommodating and fast!!! and super easy!
Customer
Customer
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The agent I spoke to was patient and made the whole process very easy.
Customer
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Customer
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Customer
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Andrew S.
Andrew S.
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Very fast approval and very easy to deal with staff.
Levon James
Levon James
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Easy to deal with super simple proccess
Cory Thompson
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Customer
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Marg
Marg
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Was easy to fill in the application and was quick to receive the funds.
Mark
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Customer
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Our Simple Three Step Loan Process

Apply Online

Simply fill out easy & secure application form. It literally takes a few minutes to complete.

Apply Online

Get approved fast! It usually takes around 30 minutes* to get your loan approved during our business hours.

Apply Online

It usually takes around 30 minutes* to receive funds once your loan application is approved.

All Types of Income Accepted

At Mr. Payday, we offer fast and convenient loan services and accept various types of income, such as employment income, benefits, and pensions. Apply now and get the financial assistance you need!

Employment Income

Child Tax Credit Benefits

Unemployment Insurance

Private Disability Insurance

CPP & Private Pension

Workers Compensation

Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Funds deposited into your bank account in as little as 30 minutes*

Superb Service

We are always here to help if you have any questions

No Faxing Required

No faxing required. We verify your information electronically

High Approval Rate

We use a personalized to evaluate every loan application

Easy Application

Simply, secure and easy application form takes only minutes to complete

Borrowing money has never been that easy! ​

Choosing Mr. Payday to help you with your cash crunch is the right solution. Whether you have good credit, bad credit or no credit at all we can help. Have you tried to apply for a personal loan, but was denied because you have less than perfect credit? Did you have credit difficulties in the past and had to file for bankruptcy? Are you new to credit industry and simply looking to get a payday advance because you need some cash to pay an unexpected bill? Or maybe you are simply looking for a small cash advance and do not want to bother with big bank’s bureaucracy and simply looking for bad credit loans or loans for bad credit. Applying for bad credit loans is fast and easy at www.mrpayday.com. We have the solution for all the above!

There are a lot of payday loan websites on the internet, but a lot of those are not direct lenders and simply affiliate sites that sell your information to unknown third parties. You should not apply for an online payday loan unless you can verify SSL certificate and a Payday Loan License number. By applying for a payday loan and submitting your personal information to unverified party you expose yourself to identity theft. On the other side when you apply for a cash advance loan with Mr. Payday, you can rest assured that your online cash advance application will be received, processed in timely manner and your payday cash loan will be deposited into your bank account. We have the ability and resources to deal with your pay day loan application right away so you can get cash now and not in a week time when your payday comes. Cash advances are our specialty!

In order to qualify for a payday loan with Mr. Payday you have to meet some basic requirements. You must be employed for at least 3 consecutive month with the same employer, have a chequing account, have your paycheque directly deposited into your bank account and have an active phone number that you can be reached at. We do not base our lending decisions on your credit score and have a personalized approach to your situation unlike major financial institutions. As a returning customer, you will be able to apply for payday loans within seconds. All customers enjoy our no fax loan processing option. Applying with Mr. Payday for Canadian pay day loans is easy and fast. So what are you waiting for? Simply click on “Apply Now” button!