GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Canadian Bad Credit Loans

Advantages of Canadian Bad Credit Loans For Financial Assistance

If you need financial assistance immediately,  Canadian bad credit loans is the answer to your problem. There are many ways how you can acquire cash without being rejected for your bad credit loans. All you need to do is to choose which of these Canadian bad credit loans you need to avail. Auto loans personal loans, and business loans are the usual Canadian bad credits loans people avail Due to the current economic turmoil, people can’t avoid having negative bank accounts and chequeing accounts. Maybe you are one of them, and that’s why you are reading this article to help you out on your dilemma. Don’t fret? There are many ways how you can cope with financial disasters. Always remember to tighten your budget and consolidate all your payables so you won’t miss paying them.

Available Canadian Bad Credit Loans Today

Picture of Canadian Bad Credit Loans - We will find you the lowest rates availableIf you have a stable income, and still you are stuck in paying the emergency fees and expenses before your pay cheque comes, personal cash loans are available. For your personal loans, lending institutions offer services like bad credit payday loans to help you pay your current expenses and miscellaneous bills. Payday loans are granted to borrowers in short-term loans. These lending companies allow you to borrow money from $80-$1500. You don’t have to worry about the approval of this kind of Canadian bad credit loans because your status will not affect the validity of your application. All you need to do is search the web for reliable lending institutions. They cater for borrowers who need immediate approval in bad credit loan 24/7. They will give you a secure online application and wait for the approval. It will take you a few minutes to do it, and you can acquire your cash the same day. You can pay them in your next month’s pay cheque through Pre-authorized Electronic Withdrawal or Pre-Authorized Debit (PAD).
Other Canadian bad credit loans you can available if you are a car owner is the bad credit car loan. The usage of cars affects its depreciation in the years to come. If you own a second car or brand-new one, repairs and maintenance is needed to keep your car in good shape. The lending institutions can provide you monetary assistance to fix your car. If you decide to purhcase a new  car, you can also count on them. These lending institutions will accept your approval even if you have a bad credit score. As long as you prove to them, you are capable of paying the loans regardless of your bad credit score you, you will do well. Contracts and terms are provided, and if you continually pay and comply to their terms, there are fewer chances for your car to be repossess.
If you are having problems in your business, bad credit business loan is another way to for your business solutions. They can be avail to as secured and unsecured forms depending on your needs.  In secured forms, you have better chance of borrowing big amounts with lower rates because you will offer them collaterals, but you can also borrow with your bad  credit history to the unsecured forms. You don’t need to worry about your status as a creditor. You can search in the internet lending institutions that don’t require application fees. They also provide fast approval loans even if you have bad credit loans in within 24 hours. Even if you are experiencing problems in the cash flow of your business, these small business bad credit loans can support your business to operate continuously. Start searching for companies offering low rates, and you’ll find yourself out of financial constraints.