GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Instant Loans for People With Bad Credit

Benefits of Instant Loans for People With Bad Credit

There are many ways on acquiring instant loans for people with bad credit today.  It doesn’t matter if you have poor or good credit profile for your application to be approved. If you are worrying about your financial status, there’s a solution for instant cash to back you up to pay your emergency bills and miscellaneous expenses.  Instant loans are available for borrowers who need financial assistance during these demanding times. Lenders provide short term instant loans for people with bad credit with low interest rates to give funds for borrowers through secured online applications and automated process for bank transfers. For minimal requirements, borrowers can have easy access of financial support without collaterals.

Advantages of Instant Loans for People with Bad Credit

Picture of Instant Loans for People With Bad Credit - Borrow up to $1500 now! In financial matters, instant loans provide aid to cut down financial distress for the next coming months as long as you have a stable job to pay them the next payday. You can sustain the lifestyle you have. Lenders can help you jump-start your funds if you experienced insolvency in your account. The internet will help you find reliable and trusted lenders with specializations in bad credit lending of loans. These sub-prime lenders have websites so you can apply online without paper works with fewer requirements.
It’s good news for those who don’t have any credit history. Some of these sub-prime lenders give reports to the credit bureau, thus helping you to have a credit profile score which you can afford to pay. It can be useful for you in your future mortgage transactions. They also provide further assistance in 24/7 services and you immediately get your quick cash when you need it. You can get your funds as soon as possible with convenience and straightforward transactions to meet your needs. Some of the sub-prime lenders of instant loans for people with bad credit  give exciting rewards and promotions to their loyal clients.
Employed borrowers who need cash advance  with bad credits don’t need to worry for your approval because they will assist you on your secure online application. They extend their loans from $80 to $1500 depending on how much you need. They let their lenders borrow at the maximum based on their net income and other employment information. Mostly, with these instant loans for people with bad credit create a new way of safe monetary alternative rather than opting for your local bank who will unlikely accept your loans. You can get your cash by bank transfer, pick-up funds and cash deposit with your own convenience.
The sub-prime lenders provide many ways how you can pay them when your loans are accepted. They let you pay them by pre-authorized withdrawal or pre-authorized debit by electronic transfer through your personal chequeing account which they will deduct every month. It can also be done by money order, debit card, credit card, wire transfer, email money transfer through your bank account.
There are many solutions to your financial distress. These instant loans for people with bad credit will suit you for your short-term needs. With the help of these sub prime lenders you can establish your credit payment rating without going to the local banks. With fast approvals within 24 hours, you don’t need to sell your stuffs and collections to compensate your short-term needs. Just apply through online using your internet in the privacy of your home, or you can visit them directly on their store. It is for you to decide. Leverage the use of the internet at your fingertips so you can gain access to the services anytime, anywhere.