GET CASH IN AS LITTLE AS 30 MINUTES*

When you are in need of quick cash, Mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.

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How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Excellent customer service
Excellent customer service
Customer
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Excellent customer service! Easy application and approval. Highly recommend.
Excellent service
Excellent service
Customer
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Excellent service. Pretty easy and quick!!
Fast
Fast
Kris D
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Fast, easy and no nonsense. Best loan experience of mine to date. Thanks for helping out Mr. PAYDAY.
Quick and easy service
Quick and easy service
Customer
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Quick and easy service! Would definitely recommend!
Customer service was quick and awesome…
Customer service was quick and awesome…
Customer
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Customer service was quick and awesome to deal with. There wasn’t the back and forth hassle, and everything was handled in a timely matter. Great job on efficiency, well done all. Thanks
Very accommodating and fast!!
Very accommodating and fast!!
Customer
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Very accommodating and fast!!! and super easy!
The agent I spoke to was patient and…
The agent I spoke to was patient and…
Customer
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The agent I spoke to was patient and made the whole process very easy.
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
I was impressed how quickly Payday…
I was impressed how quickly Payday…
Customer
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I was impressed how quickly Payday expedited the application and delivered on the loan. Barry Upshaw
Excellent service
Excellent service
Customer
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Excellent service. Fast and helpful. Easy to fill application. It was fast and easy
Very fast approval
Very fast approval
Andrew S.
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Very fast approval and very easy to deal with staff.
Easy to deal with super simple proccess
Easy to deal with super simple proccess
Levon James
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Easy to deal with super simple proccess
Super fast and friendly
Super fast and friendly
Cory Thompson
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Super fast and friendly. Exceeded my expectations.
Friendly and fast
Friendly and fast
Customer
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Mr. Payday was there for me when everyone else said no. From their pov I may be considered a risk. I'm grateful they reached out with an offer.
Was easy to fill in the application and…
Was easy to fill in the application and…
Marg
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Was easy to fill in the application and was quick to receive the funds.
Happy Customer!
Happy Customer!
Mark
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Been dealing with Mr. Payday for a couple years now. Always friendly service, quick, and well worth my time!
Easy
Easy
Customer
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Easy, fast and user friendly application process. Thank you Mr. Payday
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Why Get A Loan From Mr. Payday?

Trusted Lender

Mr. Payday has been in business since 2002

Same Day Funding

Do not wait. Get money the same day you get approved for a loan

Superb Service

We are here to help. Give us a call or send us an email

No Faxing Required

We use instant online validation. No faxing or emailing required

High Approval Rate

We have personalized approach to every loan application

Easy Application

Our online application only takes 5 minutes to complete

Bad Credit Loans with no upfront fees

Bad Credit Loans with no upfront fees

Have you been suffering from bad credit and are badly in need of some urgent cash? It wouldn’t have been easy for you so far as most of the money lenders will reject you straight away taking a look at your poor credit record. You must have had a frustrating time finding a money lender that will lend you money even with the poor credit score. But all your disapprovals that you have faced in the past will end now as you have reached the right resource that will head you to the correct direction. Picture of Bad Credit Loans with no upfront fees - Get Cash Instantly!Many bad credit loans with no upfront fees are available today and anyone can avail them. Yes, this is possible and do not worry about any hidden costs or conditions because these loans are as simple as they sound. There are no upfront fees for the application and you can easily avail the service even with your poor credit record. The number of money lenders in this niche is growing slowly and there might be a slight problem in finding a suitable money lender but you do not have to worry as these are much better than your conventional loans. They are amazingly swift and can be issued within a day and the money will help you get rid of all your financial woes.
Bad credit loans with no upfront fees do not charge any fees during the process. You will just have to pay the interest associated with the amount that you borrow. There are no credit issues to take care of and you can remain unconcerned once you have secured the loan. All your problems that spoiled your credit score are ignored. Most of the problems affect the credit score slightly but once you have a single problem then they keep coming. There arise problems like insolvency, bankruptcy, defaults and arrears.

Characteristics of bad credit loans with no upfront fees

They are a few conditions that need to be fulfilled if you have to avail the easy bad credit loans with no upfront fees service. They are:

  • You need to be a citizen of the country you apply for bad credit loans with no upfront fees in.
  • You need to have a bank account in your name.
  • You should have a regular job and must earn a specific amount to be eligible for the bad credit loans with no upfront fees.
  •  You need to be at least 18 years of age.

Once you satisfy these conditions you can be content and relaxed because you can easily avail the loan even with your poor credit record. You will get two options namely secured and unsecured bad credit loans with no upfront fees. The secured loan assures a greater sum but you will need to risk collateral for that. The interest rate will not be as high as in the unsecured loans and the repayment options are also very flexible. These loans help you in investing in different things like car, house or other major things. The unsecured loans offer an easy option to solve your petty needs. If you need urgent cash for a car repair, bill payment or any other emergency need. You can avail the service of the unsecured bad credit loans with no upfront fees and you will get your sum within a day. The problem is that the interest rates are extremely high and repayment options aren’t flexible at all.
You can easily go online and search for a suitable money lending organization in your neighborhood to get the perfect bad credit loans with no upfront fees.